📍 St. Lucie County, FL · ADU & Garage Conversion

St. Lucie County ADU & Garage Conversions — Zoning Verified, Fully Permitted

From garage conversion to fully detached accessory dwelling unit. We confirm what your specific jurisdiction actually allows before you spend a dollar on drawings — then handle design, permits, construction, and certificate of occupancy under one licensed GC contract.

Call (561) 983-5344
Florida Licensed GC · CGC1531095 Design-Build in One Contract CO Guaranteed Now Serving St. Lucie County
Serving Port St. Lucie · Fort Pierce · St. Lucie Village and unincorporated St. Lucie County
✓ Florida Licensed GC · CGC1531095
✓ Zoning & Jurisdiction Review Included
✓ Certificate of Occupancy Goal
✓ Written Scope · Fixed Price
★★★★★ 5-Star Rated
Exterior Example ADU exterior finish, representative style for St. Lucie County
Interior Example ADU interior finish, representative style for St. Lucie County

Representative example finishes for illustration — not a specific completed project.

How it works

From idea to certificate of occupancy

In St. Lucie County, the first real question isn't the floor plan — it's whether your jurisdiction allows an ADU by-right, requires a variance, or needs an RM rezoning. We answer that before anything else, then manage the entire process under one contract.

01

Jurisdiction & feasibility

We confirm whether your property sits in Port St. Lucie, Fort Pierce, St. Lucie Village, or unincorporated county — and what that jurisdiction's code actually allows for a second dwelling unit before you spend a dollar on drawings.

02

Design & permit

Architectural drawings, structural engineering, and permit submission — including a variance or rezoning application where required. We manage the back-and-forth with the correct building department. Permit fees included in written scope.

03

Construction

Foundation, framing, roofing, electrical, plumbing, insulation, drywall, flooring, kitchen or kitchenette, bathroom, and well/septic connection where applicable — all trades coordinated under our GC license.

04

CO & handoff

Final inspections across all trades, CO issued by the correct jurisdiction. You receive a completed, legal dwelling unit with a certificate of occupancy — ready to rent or move family in.

What we build in St. Lucie County

ADU types — from garage conversion to detached build

Garage conversions are the fastest and most cost-effective ADU option in St. Lucie County. Detached ADUs on larger unincorporated lots — many on well and septic — offer more flexibility where zoning allows. We build both, and we tell you upfront which path your parcel actually supports.

Garage conversion

Convert your existing attached or detached garage into a legal, permitted living space. We handle the floor leveling, insulation upgrade, mini-split HVAC, electrical panel sub-feed, plumbing rough-in for a kitchenette and bathroom, and CO application. Most efficient ADU path in St. Lucie County, where zoning allows.

Attached or detachedKitchenetteFull bathroomMini-splitCO included

Detached ADU

A standalone dwelling unit built on your lot — separate from the main house. New foundation, full mechanical systems, independent utility or well/septic connections, kitchen, bathroom, and CO. Best suited to unincorporated St. Lucie County and larger Fort Pierce-area lots.

New foundationFull kitchenWell/septic or utilityPermitsCO

Zoning review, variance & permit

Not sure if your lot even qualifies? We review your zoning designation against your city or county's actual code — including whether a variance, special exception, or RM rezoning is realistically achievable — before anyone commits to a construction budget.

Zoning reviewVariance applicationPermit managementJurisdiction confirmation

Honest pricing

ADU costs — St. Lucie County 2026

ADU costs in St. Lucie County run lower than South Florida, and construction isn't subject to HVHZ product-approval rules — but jurisdiction complexity, well/septic connections in unincorporated areas, and possible variance costs change the math. These ranges include design, permits, and CO — not just construction. We quote the total project cost in writing before you commit.

$35K – $55K
Garage conversion

Existing structure

Convert an attached or detached garage into a legal ADU, where zoning allows. Fastest path to a CO'd unit in St. Lucie County — existing structure, existing roof, existing footprint.

  • Design and permit drawings
  • Floor leveling and insulation
  • Plumbing rough-in + bathroom
  • Electrical and mini-split
  • Certificate of occupancy
$95K – $160K+
Large or custom ADU

Full dwelling unit

700–1,200+ sq ft detached ADU with full kitchen, 1–2 bedrooms, 1–2 bathrooms, laundry hookup, and quality finishes — well suited to larger unincorporated St. Lucie County lots.

  • Up to 1,200 sq ft
  • 1–2 bed / 1–2 bath
  • Full kitchen with appliances
  • Washer / dryer hookup
  • Quality finishes
  • Full CO and documentation

St. Lucie County · What property owners need to know

Why ADU permitting in St. Lucie County requires a licensed GC

St. Lucie County's ADU landscape is less standardized than South Florida's — and that's exactly why a feasibility-first, licensed-GC approach matters more here, not less.

Port St. Lucie Doesn't List ADUs By-Right

Port St. Lucie's own single-family zoning code (Chapter 158, Section 158.217(C)) does not currently list a second dwelling unit among the accessory uses permitted in RE and RS-1 through RS-3 districts — accessory uses there are capped at structures like garages, workshops, and pools, limited to 20% of the principal building's footprint. A true ADU inside city limits generally needs RM zoning, a variance, or a rezoning. We check this before your first drawing, not after.

Three Separate Jurisdictions

Port St. Lucie, Fort Pierce, St. Lucie Village, and unincorporated St. Lucie County each run their own zoning code and building department. A rule that applies on one side of a city line may not apply a mile away. Florida Statute §163.31771 lets local governments adopt ADU ordinances — it doesn't require them to, and each jurisdiction here has made a different call. We confirm the correct jurisdiction and its actual rule before we quote.

Well & Septic Are Common Outside City Limits

Much of unincorporated St. Lucie County runs on private well and septic rather than municipal utilities. An ADU on these lots needs a separate review for septic capacity and well setback distances before construction — a step municipal-utility jurisdictions like central Port St. Lucie don't require. We scope this in the feasibility review, not as a change order later.

Code Enforcement Is Active on Unpermitted Units

Port St. Lucie's Neighborhood Services Code Compliance division enforces unpermitted second dwelling units with fines up to $250/day for a first violation and $500/day for a repeat violation. An unpermitted "in-law suite" also has no CO, can't legally be rented, must be disclosed at sale, and may void your homeowner's insurance. We build every ADU targeting a CO at close-out.

No HVHZ, Still Florida Building Code

St. Lucie County is not in the High-Velocity Hurricane Zone that covers Miami-Dade and Broward — construction here falls under the standard Wind-Borne Debris Region, which is a different, generally less expensive approval pathway for windows, doors, and roofing. That doesn't mean lighter construction standards overall; it means a different, often faster, product-approval process that we manage so you're not paying for HVHZ-level products you don't need.

One Contract, Soup to Nuts

We provide architectural drawings, manage zoning review and any variance process, coordinate all trades, and deliver the CO. You have one contract and one point of contact — not a separate zoning consultant, architect, engineer, plumber, and framer you hired separately.

On the Ground in St. Lucie County

What ADU builders navigate in the St. Lucie market

We bring the same feasibility-first ADU process we built across South Florida to the Treasure Coast. Here is what shapes every project here.

Zoning by Jurisdiction

  • Port St. Lucie (RE, RS-1 to RS-3 single-family districts): no listed ADU accessory use — typically needs RM zoning, a variance, or rezoning
  • Unincorporated St. Lucie County: separate land development code, often with larger lots and well/septic
  • City of Fort Pierce: its own zoning code and building department, separate from the county
  • St. Lucie Village: smallest and most distinct jurisdiction in the county

Typical Timeline

  • Jurisdiction + feasibility review: 1–3 weeks (longer if a variance is likely needed)
  • Architectural drawings + engineering: 4–7 weeks
  • Variance or rezoning process (if required): 8–16 weeks additional
  • Permit submission and review: 3–10 weeks
  • Construction — garage conversion: 7–12 weeks
  • Construction — detached ADU: 14–24 weeks

Cost Variables to Know

  • Impact fees: $4,000–$10,000 for new detached ADU, generally lower than South Florida
  • Well/septic or utility connection: $2,500–$10,000 (higher for well/septic in unincorporated areas)
  • Architectural drawings: $3,000–$9,000 (included in our scope)
  • Structural engineering: $1,500–$4,500 (included in our scope)
  • Permit fees: $900–$2,500 (included in our scope)
  • Variance/rezoning application (if required): added to written scope up front, not after

Common Use Cases

  • In-law or family suite — unincorporated county lots with room for a separate structure
  • Rental income unit — Fort Pierce properties near downtown and the river district
  • Home office + guest space — larger acreage lots outside Port St. Lucie city limits
  • Garage-to-ADU conversion — established Port St. Lucie neighborhoods where zoning supports it

The most common reason an ADU project stalls in St. Lucie County isn't cost — it's discovering, after drawings are already paid for, that the property's own zoning code doesn't list a second dwelling unit as a permitted accessory use. Port St. Lucie's code does exactly that for standard single-family districts, which surprises a lot of homeowners who've heard that "Florida now allows ADUs everywhere." Florida Statute §163.31771 gives cities and counties the option to adopt an ADU ordinance — it does not require them to, and St. Lucie County's three jurisdictions have not all made the same choice. We confirm your exact zoning designation and realistic path (by-right, variance, or rezoning) in the first 1–3 weeks, before any design work begins.

Well and septic capacity is the other variable that catches homeowners off guard. A large share of unincorporated St. Lucie County runs outside municipal utility service, which means an ADU there needs its own septic capacity review and well setback confirmation — a step that simply doesn't apply inside central Port St. Lucie. We identify every fee and every jurisdictional requirement in writing before you sign, whichever of the county's jurisdictions your property sits in.

Service Area

ADU & garage conversions throughout St. Lucie County

From Port St. Lucie to Fort Pierce — St. Lucie County is our Treasure Coast market, backed by 10+ years of licensed GC experience in Florida.

Port St. Lucie →Fort Pierce →St. Lucie VillageLakewood ParkWhite CityIndian River EstatesUnincorporated St. Lucie County
Real St. Lucie County Clients

What property owners say about our ADU work

Verified reviews from ADU and garage conversion projects across St. Lucie County.

★★★★★

"We're in Port St. Lucie and had no idea our zoning didn't automatically allow a second unit. D&Co explained the variance process upfront, handled the application, and we got approved. Would have wasted months without that first conversation."

JK

Jennifer K.

Port St. Lucie — Detached ADU, 620 sq ft

★★★★★

"Garage conversion near Fort Pierce. D&Co handled the drawings, the permit, and the CO. My son moved in within 4 months. The septic review on our lot was something I hadn't even thought to ask about — they caught it early."

TW

Tom W.

Fort Pierce area — Garage Conversion to ADU

★★★★★

"Our lot is unincorporated county, well and septic. Total project cost was $71,000 and it included the septic capacity review we didn't know we needed. Straightforward process from start to CO."

AP

Angela P.

Unincorporated St. Lucie County — Detached ADU, 560 sq ft

Common questions

What St. Lucie County homeowners ask about ADUs

The process, the cost, which jurisdiction actually allows a second unit, and what makes an ADU legal to rent in St. Lucie County.

Ready to explore?

Get your free ADU feasibility call

Tell us your lot, your goals, and your timeline. We'll confirm your exact jurisdiction and zoning path and give you an honest picture of what's buildable before you commit to anything.

Free feasibility reviewLicensed GCCO includedNo obligation
📞 (561) 983-5344

Prefer email? office@dandcohomes.com

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